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JAZ, SCOP and COP: which number to use for a heat pump

Updated 13 Oct 2026 · KilowattTally

The running cost of a heat pump depends on a ratio: how much heat it delivers for each kWh of electricity. There are three ways of expressing it, and they are not interchangeable.

Three numbers

The calculator asks for the JAZ because the cost of a year depends on real operation. If you only have the SCOP from the data sheet, you can use it as a first value and check in the table what changes with lower values.

What has been measured

Study Systems Annual performance factor measured
Fraunhofer ISE, existing houses in Germany, completed in 2025 61 air-to-water average 3.4; from 2.6 to 4.9
Fraunhofer ISE, same project 16 ground-source average 4.3; from 3.6 to 5.4
Fraunhofer ISE, earlier project completed in 2019 air-to-water average 3.1
Electrification of Heat, United Kingdom, data 2020–2022 428 air-to-water average about 2.8

Sources: Fraunhofer ISE [7], OpenEnergyMonitor on the Electrification of Heat trial [11]. Fraunhofer ISE found no relationship between the year the houses were built and efficiency, and in its air-to-water systems the electric backup heaters accounted for 1.3% of the electricity [7].

How much the JAZ affects the cost

For a house that burns 20,000 kWh of gas with a 90% boiler, with gas at 11.93 ct/kWh and electricity at 37 ct/kWh, the 2026 BDEW averages [9] [8], without standing charges:

JAZ Electricity in a year Cost with the heat pump Compared with gas (€2,386)
2.6 6,923 kWh €2,562 €176 more
3.1 5,806 kWh €2,148 €238 less
3.4 5,294 kWh €1,959 €427 less
4.0 4,500 kWh €1,665 €721 less
4.9 3,673 kWh €1,359 €1,027 less

At these prices the two costs break even at a JAZ of about 2.8. Between the lowest and the highest values measured by Fraunhofer ISE in air-to-water systems, the difference is about €1,200 a year. Open this case in the calculator.

Sources

  1. Wärmepumpen heizen auch im Altbau klimafreundlich: Forschungsprojekt abgeschlossen (comunicato stampa, 3 novembre 2025) — Fraunhofer ISE, retrieved 13 Oct 2026
  2. BDEW-Strompreisanalyse Herbst 2026 — BDEW Bundesverband der Energie- und Wasserwirtschaft, retrieved 13 Oct 2026
  3. BDEW-Gaspreisanalyse August 2026 — BDEW Bundesverband der Energie- und Wasserwirtschaft, retrieved 13 Oct 2026
  4. Electrification of Heat: analisi dei dati di monitoraggio — OpenEnergyMonitor, retrieved 13 Oct 2026